Home Building Compensation Fund (HBCF) / Home Warranty Insurance Eligibility and Certificate of Insurance
Form number: NSW: HBCF Builder Eligibility and Profile Change Application Form (icare); VIC: DBI Eligibility Application (via DBI Distributor/broker); QLD: QBCC Home Warranty Insurance — premium lodged via QBCC portal; WA: QBE Builder Eligibility and Review Application Form
The mandatory insurance that licensed residential builders must take out on behalf of the homeowner before accepting a deposit or commencing building work above statutory thresholds — builders must first obtain a Certificate of Eligibility (or equivalent), then purchase a Certificate of Insurance for each project.
Official source
icare.nsw.gov.auRelated topics
HBCF certificate of eligibility NSW · home building compensation fund icare · home warranty insurance builder · domestic building insurance VIC · QBCC home warranty Queensland · WA home indemnity insurance QBE · builder mandatory insurance residential · certificate of insurance building contract · residential building warranty insurance · DBI eligibility Victoria BuildVic · icare HBCF broker application · building permit home warranty certificate · owner builder indemnity insurance · residential building deposit insurance
Related forms
- Building Permit Application (Multi-state: VIC Form 1 / WA BA1 & BA2 / QLD Building Approval / NSW Development Application)VIC: Form 1 (Application for a Building Permit); NSW: DA form via NSW Planning Portal; QLD: No fixed form number — lodged with private certifier or council; WA: BA1 (certified) / BA2 (uncertified)
- Occupancy Permit / Occupation Certificate (Multi-state: VIC Form 15/16 / NSW OC / QLD Form 11)VIC: Form 15 (Application for Occupancy Permit) + Form 16 (Occupancy Permit); NSW: Occupation Certificate (no fixed form number — lodged via NSW Planning Portal); QLD: Form 11 (Certificate/Interim Certificate of Occupancy, replacing certificate of classification from October 2020)
- Owner-Builder Permit / Licence — QLD, WA, SA, ACT and NTQLD: Owner-Builder Permit Application Form (form-ob-permit-application.pdf); WA: Form 75 (Approval — Owner-builder, updated; old version invalid from 1 June 2026); SA: CBS Online Form (via cbs.sa.gov.au/online-forms); ACT: Application for Construction Occupation Licence — Individual Owner Builder (forms.act.gov.au form code 1166); NT: Owner Builder Application Form (bpb.nt.gov.au)
- Home Building Compensation Fund (HBCF) Certificate of Insurance — NSW / Domestic Building Insurance Certificate — VIC / Home Indemnity Insurance Certificate — WA / QBCC Home Warranty Insurance
- Building Permit Application (Form 1) — All StatesForm 1 (VIC); varies by state
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