Home Building Compensation Fund (HBCF) Certificate of Insurance — NSW / Domestic Building Insurance Certificate — VIC / Home Indemnity Insurance Certificate — WA / QBCC Home Warranty Insurance
Mandatory statutory insurance certificate that licensed builders must obtain before accepting any deposit or starting residential building work above the state threshold — the homeowner must receive a copy before the contract takes effect.
Official source
icare.nsw.gov.auRelated topics
home building compensation fund · HBCF certificate · builders warranty insurance NSW · domestic building insurance Victoria · home indemnity insurance WA · QBCC home warranty · statutory builders warranty · residential building insurance certificate · icare HBCF · VMIA DBI · MBAWA insurance · building contract insurance mandatory · Certificate of Insurance NSW builder
Related forms
- Building Permit Application (Multi-state: VIC Form 1 / WA BA1 & BA2 / QLD Building Approval / NSW Development Application)VIC: Form 1 (Application for a Building Permit); NSW: DA form via NSW Planning Portal; QLD: No fixed form number — lodged with private certifier or council; WA: BA1 (certified) / BA2 (uncertified)
- Occupancy Permit / Occupation Certificate (Multi-state: VIC Form 15/16 / NSW OC / QLD Form 11)VIC: Form 15 (Application for Occupancy Permit) + Form 16 (Occupancy Permit); NSW: Occupation Certificate (no fixed form number — lodged via NSW Planning Portal); QLD: Form 11 (Certificate/Interim Certificate of Occupancy, replacing certificate of classification from October 2020)
- Owner-Builder Permit / Licence — QLD, WA, SA, ACT and NTQLD: Owner-Builder Permit Application Form (form-ob-permit-application.pdf); WA: Form 75 (Approval — Owner-builder, updated; old version invalid from 1 June 2026); SA: CBS Online Form (via cbs.sa.gov.au/online-forms); ACT: Application for Construction Occupation Licence — Individual Owner Builder (forms.act.gov.au form code 1166); NT: Owner Builder Application Form (bpb.nt.gov.au)
- Building Permit Application (Form 1) — All StatesForm 1 (VIC); varies by state
- Occupation Certificate / Occupancy Permit — All StatesNSW: Occupation Certificate (no fixed form number — NSW Planning Portal); QLD: Form 11 (Certificate of Occupancy); VIC: Application for Occupancy Permit (DOCX form via BPC)
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